![]() ![]() They’ll ask for the customer’s banking username, password or a one-time passcode. ![]() The phone number may even appear to be a real phone number from your bank. After saying “no,” the recipient gets a call from someone claiming to be from their bank’s fraud team. The message asks them to validate whether they made a certain purchase or sent a certain amount of money. What they look like: Consumers receive a fraud alert via text message that appears to come from their bank. So next time you receive a text message or email on your phone, think twice before you engage. What shocks many of our customers is how scam artists are willing to impersonate familiar faces, whether that be close relatives or community officials, and also trick you by using your own smart phone against you. Some of the more common scams we’ve helped our customers fight against may not always seem so obvious. While new scams are always popping up, there are several common approaches that keep resurfacing. What kind of scams exist that we should be aware of and know how to stop them? For Black communities, the problem is even worse with nearly half (40%) of Black adults being targeted by of online scams and fraud, according to AARP. In fact, the FTC revealed that 3.5 million people reported being a victim of fraud or identity theft in 2020, an increase of more than 1.5 million from the previous year. How common are fraud and scams?įraud cases are unfortunately becoming more prevalent, and more sophisticated. To spot fraud, it’s important to learn more about the most widespread scams, how to prevent them and what to do if you think you may be a victim. In a recent Chase survey of 2,000 consumers, 84% of survey respondents agreed that scams and scammers have become more sophisticated in recent years. The good news is that there are simple ways for consumers to stay safe and fight back. As a result of the pandemic, fraudsters are finding new ways to find victims. Chances are you know someone who has been a victim of fraud or scam. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |